Garage Policy

The garage policy provides coverage for physical damage or liability coverage for customers vehicles you have accepted into your care custody or control to work on such as repairs or servicing of the vehicle because a standard owner s automobile policy specifically excludes coverage while their vehicle is being worked on.

Garage policy. If you are returning or exchanging a purchase in a store that s reopened you will be asked. If you use vehicles in your business you ll need a commercial policy we insure vehicles common to garage owners including tow trucks and pickup trucks. The difference between garagekeepers and garage liability insurance.

Oap 4 garage policy page 3 ontario garage automobile policy o a p. Return policy stress free returns. Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder.

The garage policy had evolved since its introduction in 1987 from a form of coverage designed to be written for a variety of auto related businesses to a policy intended for use only with auto dealerships including their related service operations. Other coverages garage owners might need. This can include damage during road test drives and.

Protects if you re responsible the physical damage of a customer s vehicle while it s in your care custody and control. Each section of the policy should be read subject. Coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example.

The customer s vehicle insurance doesn t insure garage service operators while they operate includes having care custody or control a customer s vehicle in their business. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. In light of this decision returns to store and our ship to store service are temporarily unavailable in stores that remain closed.

A policy insuring your garage operations provides coverages you need for your customers vehicles while they re in your care custody or control. A commercial auto policy that includes auto liability and.