Garage Keepers Liability Insurance

Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations.

Garage keepers liability insurance. It protects a customer s vehicle when you are keeping it at a covered location for parking or storing or to perform service. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision. This type of policy offers insurance protection for your business from liability arising from damage claims caused by you or your employees while conducting your professional services.

The garage keepers legal liability insurance program covers damages such as bodily injury property damage certain pollution costs and expenses. These damages must result from an accident during normal garage operations involving the ownership maintenance or use of covered vehicles. The contents of a customer s vehicle are not covered under a garagekeepers policy which only covers vehicles and not personal property inside the vehicles.

Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations. Garagekeepers liability insurance is usually sold with a garage liability policy but it s still a separate contract. Garage keepers liability insurance is vital for small businesses dealing with automotive services.