Garage Keepers Insurance Coverage

What is garage keepers liability insurance.

Garage keepers insurance coverage. Garagekeepers legal liability coverage is an optional coverage designed for business owners who offer towing services or operate service stations. Garagekeepers liability coverage is an insurance policy that covers different types of risks that are likely to affect a customer s car while it s in a car shop. This coverage is not included in a standard garage liability policy.

Garagekeepers gkl is a confusing coverage and not only to the new dealers. A garagekeepers insurance policy protects you if a customer s vehicle is. Damaged while it is at your business.

These damages must result from an accident during normal garage operations involving the ownership maintenance or use of covered vehicles. Garage keepers insurance this section covers the loss to a covered vehicle or equipment left in your care. The garage keepers legal liability insurance program covers damages such as bodily injury property damage certain pollution costs and expenses.

It protects a customer s vehicle when you are keeping it at a covered location for parking or storing or to perform service. Garagekeepers coverage is an optional line offering protection to the garage business for loss to a customer s auto left in the insured s care custody or control. Garagekeepers legal liability insurance provides protection in case a vehicle is damaged by fire theft vandalism or collision.

Simply put garage keepers insurance or garagekeepers legal liability coverage is available for businesses that have service repair stations body shops or towing services. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example. It protects customers vehicles from damages while in your possession or control as a result of.

It is a liability endorsement providing physical damage protection for non owned vehicles. The auto portion of garage liability. For other types of auto related businesses such coverage is available under the garagekeepers coverage endorsement ca 99 37.