Garage Keeper Insurance

Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder.

Garage keeper insurance. A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses. The difference between garagekeepers and garage liability insurance. Garage keepers liability insurance is an optional coverage endorsement meant to protect only your customers vehicles or goods from damages while under your care custody control or possession.

Garagekeepers liability coverage. Garagekeepers coverage coverage provided under a garage policy for auto and trailer dealers particularly those dealers that maintain a service department or body shop for liability exposures with respect to damage to a customer s auto or auto equipment that has been left in the dealer s care for service or repair for example. The mechanic s garage is already closed so you store the car in your shop overnight.

Garage liability is not garage keeper coverage. Garagekeepers liability insurance covers sums you must legally pay as damages for loss to a customer s auto or its equipment left in your care while you are attending servicing repairing parking or storing it in your garage operations this term means the use of locations for the purpose of a business of selling servicing repairing parking or storing. Garagekeepers legal liability insurance would pay to repair the damage caused to the customer s car up to the limit you select.

This includes the following but not limited to. Unfortunately criminals break into your garage and vandalize the customer s car.