Garage Insurance Policy

A basic garage liability insurance policy is designed to cover bodily injury or property damage caused by an accident during garage business operations.

Garage insurance policy. The garage policy was originally designed to insure the risks associated with businesses which sell service store or park vehicles designed for on road use. The garage policy may provide coverage for. Garage liability coverage is typically purchased by automobile dealerships and repair shops among other businesses.

Garage keepers insurance is a separate policy that covers the property damage to a client s car while it is in the care of the policyholder. The garage policy provides coverage for physical damage or liability coverage for customers vehicles you have accepted into your care custody or control to work on such as repairs or servicing of the vehicle because a standard owner s automobile policy specifically excludes coverage while their vehicle is being worked on. A single accident can result in a lawsuit that damages a business beyond repair so it s important to have accurate and sufficient coverage in place.

This can include damage during road test drives and. Garage insurance protects against a variety of liabilities often faced by garage owners and repair shops. Garage policy a commercial auto policy designed to address the needs of auto dealers.